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Warning: Protective equipment cannot prevent
all injuries a player might receive while participating in
Baseball/Softball. The CNA Little League Insurance program
is designed to afford protection to all participants at the most
economical cost to the local league.
It can be used to supplement other insurance carried under a
family policy or insurance provided by parent’s employer. If there is no other
coverage, CNA Little League insurance, which is purchased by the
league and not the parent, takes over and provides benefits,
after a $50 deductible per claim, for all covered injury
treatment costs, except for the Travel Sickness Benefit, up to
the maximum stated benefits. This plan makes it possible to offer
exceptional, low-cost protection with assurance to parents that
adequate coverage is in force at all times during the season. If your child sustains a covered injury
while taking part in Little League Baseball or Softball, here is
how the insurance works: ·
File claim initially under
insurance carried by the family: Blue Cross, Blue Shield or any
other insurance protection available. ·
Should your family insurance
plan not fully cover the injury treatment, the Little League CNA
Insurance policy will help pay the difference, after a $50
deductible per claim, except for the Travel Sickness Benefit, up
to the maximum stated benefit. This
includes any deductibles or exclusions in your own insurance. · If you child is not covered by any family insurance, the Little League Insurance Policy becomes primary and will provide benefits for all covered injury treatment costs within Usual & Customary guidelines of CNA, after a $50 deductible per claim, except for the Travel Sickness Benefit, up to the maximum benefit of the policy. ·
Treatment of dental injuries can
extend beyond the normal 52-week period if dental work must be
delayed due to physiological changes of a growing child. Benefits will be paid at the
time treatment is given, even though it may be some years later. Maximum dollar benefits are
$1,500 for eligible dental treatment after the normal 52-week
period subject to the $50 per claim deductible. ·
Deferred Dental Treatment for
Claims or Injuries Occurring in 2003: If the insured incurs
injury to sound, natural teeth and necessary treatment for that
injury must be postponed to a date more than 52 weeks after the
date of the injury due to, including but not limited to, the
physiological changes occurring to an insured who is a growing
child, we will pay the lesser of the maximum benefit of $1,500.00
or the reasonable expense incurred for the deferred dental
treatment. Reasonable
expenses incurred for deferred dental treatment are only covered
if they are incurred on or before the insured’s 23rd
birthday. We hope this brief summary has been helpful in a better understanding of an important aspect of the operation of the Little League endorsed insurance program. IF A MANAGER KNOWINGLY DISREGARDS SAFETY, HE
OR SHE WILL COME BEFORE THE
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